Water damage vs flood coverage
The water damage coverage included in your mobile home insurance is for any damages involving water that does NOT include a flood. Flood coverage must be added separately.
An example of water damage that would be covered is: a broken window during a rainy night allows water to ruin the carpet in your mobile home. It didn't flood, but an unexpected accident caused water damage.
If you live in an area that is prone to flooding, adding flood coverage to your insurance plan is a smart move that you will not want to ignore.
Learn more about our flood insurance options
Choosing the right plan
The right insurance plan for you will depend on your needs and situation. You will also need to balance your insurance policy with your budget, and only you can decide which option makes the most sense.
The good news is that anyone can find affordable mobile home insurance. We can write an affordable policy that keeps your family protected. To discover more about your options, contact us today.