Manufacturing companies face unique risks that other businesses never have to consider. Your work is usually in a factory, not in an office space. The location is full of inventory, personnel, and equipment.
We specialize in providing coverages that safeguard every aspect of your business. Manufacturing insurance allows you to protect your company assets, workers, vehicles, and production capacity. We understand the risks of each industry, and we develop customized policies that give you the coverages that you need.
Unique coverage for every aspect of your business
Protection for your workers, equipment, vehicles, and more
An affordable policy that fits all your needs
Manufacturers' errors and omissions insurance
If your product causes property damage or bodily injury, a general liability insurance policy provides protection from loss. Our manufacturers' errors and omissions insurance covers damages that are not the result of bodily injury or property damage.
This means third-party claims (like from a product recall) of damages to property or casualty of the user are covered if you're held liable in court. Our insurance professionals are ready to find the exact coverages you need in your policy.
Protect yourself from claims outside of your physical location
Coverage from liability claims that fall outside of bodily injury and property damage within your building
Work with an expert insurance agent for the policy coverage you need
The sound of machines running means that you are experiencing risk, and it increases with each piece of equipment that someone operates. As the owner, you have responsibilities to your workers and your customers while you run your business and produce a profit. Our metal goods manufacturing insurance can help you achieve your goals.
It's important to follow safety protocols within your manufacturing business because the equipment can lead to serious injury. Proper training and strict safety policies can keep people from being hurt – and it can save you money on your monthly insurance payments.
Metal goods manufacturing insurance provides an extra layer of protection for business owners. Damages from equipment can also lead to workers’ compensation insurance claims. Talk with one of our qualified agents about getting an affordable quote to protect your business.
Machinery and equipment can lead to serious injury.
Protect your workers with strict policies and proper training.
Use metal goods manufacturing insurance for an extra layer of protection.
Concrete products manufacturing insurance
If your company produces the concrete used in buildings across America, you face a new array of hazards and possible claims from companies everywhere. The risks from hazards leaves you with no choice but to get insurance coverage. Exposure to the harmful effects of inhalation, damage to skin or eyes, vehicles or machinery, falling objects, and heavy lifting make our concrete products manufacturing insurance essential for your business.
Wood products manufacturing insurance
The manufacturing of furniture, paper, and wood products exposes workers to wood dust as well as heavy machinery. Our wood products manufacturing insurance policies can help you avoid business disruptions and keep your company producing the products that protect your bottom line.
Plastic goods manufacturing insurance
The production of plastic products poses risks for your manufacturing company, and one of our well-planned policies can help you keep your business running smoothly. The potential for equipment breakdowns and fire hazards is protected with plastic goods manufacturing insurance.
Food processing insurance
Beverage and food products require high pressure for processing to ensure food safety. The workplace exposes workers to dangers that can produce catastrophic consequences. Our professional staff of experts can work with you to customize a food processing insurance policy to help protect your business.
What is the best policy type for manufacturing insurance?
Depending on the size of your business and what you are manufacturing, you can structure your insurance policy on a business owners policy (BOP) or commercial insurance package policy.
Our goal will always be to structure your business insurance with the best coverage at the best value.
What insurance coverages do manufacturers need?
Workers’ compensation insurance
Directors and officers coverage
Employment practices liability insurance
Inland marine coverage
Professional liability insurance
Product liability coverage
Our team can create a policy that contains all of the above coverages at a price that works for your budget. Call today to get started with a FREE quote, so you can get back to business.
How are manufacturers rated on their insurance policy?
Each industry may be rated using a different factor. Certain insurance companies may use gross sales, the occupied areas of a building, or employee payroll to rate. The best practice when getting quotes on any type of business is to ask how you are being rated.
Especially with a manufacturer insurance policy, you want to make sure that you are being rated correctly. Therefore, there are no surprises if you have an audit or claim situation. Our agents will provide you the best package at an affordable price.
What will change in manufacturing insurance soon?
With the advancement in robotics and beginning stages of machine connectivity, data collection, and big data analytics in the manufacturing industry, there is no limit to where sensors can be installed and what data can be provided. This will lead to a safer work environment, increased efficiency, and more productivity.
For your employees, this will hopefully create a safer workplace. It could decrease some of your insurance cost based on safety because it changes how businesses are rated from a more expensive “class code” to a less expensive “class code.”
In short, manufacturing insurance may get even more affordable over time.
Can you insure large manufacturing companies?
Yes. We have the expertise and coverages to adequately insure large manufacturing plants, yet we also understand the market demands of very small operations. We can usually offer risk transfer services, loss control services, and safety programs that should not only benefit the large manufacturer but should also help all businesses, regardless of size.
Do you have a question about Manufacturing Insurance?
Our agents are ready to answer any of your questions.