Protect your contracting business with affordable insurance
Plumbers, construction workers, electricians, and other contractors encounter many challenges that they need to overcome. In addition to the normal demands of their respective careers, they also face disasters and other roadblocks that are expensive to address such as accidents, equipment breakdowns, and legal liabilities.
Those who opt to overlook the threat are putting themselves at risk. Not only will they be stuck paying for any damages that occur, but they are also violating the law. If you want to avoid falling into the same trap and keep your business running at its best, getting contractors insurance will provide the financial protection you need.
Why you need contractors insurance
With construction being a highly-regulated industry, it is a best practice to get insured by an insurance agency that specializes in insuring contractors. There are different rules that apply to each contractor and those rules differ based on the business entity.
For example, a sole proprietor will have different rules than an LLC, and an LLC will have different rules than a corporation. For this reason, it is very important that you work with an agent experienced with contractors insurance to make sure they have you insured correctly.
On top of that, contractors work in a field where risk is high. The liability and property risks involved in construction require many specialized insurance coverages. Whether it is a builder’s risk policy or installation coverage, every construction job may present different coverage needs.
- Talk with an experienced agent to get a policy that's both all-encompassing and affordable
- Meet the legal requirements to protect you and your customers
- Get coverage for every type of business entity
With the fate of your business on the line, you can't afford to take unneeded risks. If you would like to learn more and discover which insurance fits your needs, we invite you to contact us right away. Our team will walk you through the process and show you how to proceed, and we'll create a policy that is the right coverage for you and your business.
For more information, contact a representative. We're happy to answer any questions and get you the policy you need.
What are the main types of insurance coverages for contractors?
Main insurance coverages for contractors include:
There are many other coverage needs for contractors that would be beneficial for your policy.
- General contractors liability
- Workers’ compensation
- Commercial auto insurance
- Builder’s risk
- Installation coverage
- Tools and equipment insurance
- Business owners policy (BOP)
Do you have a question about
Our agents are ready to answer any of your questions.