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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
HOURS & LOCATION
107 E. McLean Street
9:00 am to 4:00 pm
9:00 am to 1:00 pm
Saturday & Sunday
The structure of your home
Personal possessions (up to a set limit)
Living expenses in case of a disaster
Homeowner’s insurance doesn’t have to be difficult to understand. A Bill Nickels Insurance sourced Homeowners Insurance Policy will cover the following:
You can also add supplemental policies such as:
Valuable Articles/Floater policies
(i.e. Jewelry Insurance)
Umbrella policies (additional liability)
Life insurance is a crucial step in planning for your future and the future of your loved ones.
Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
Classic Car Insurance – Your classic car is an icon. Insure it well.
RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
Auto Insurance – Get the right insurance coverage for your car, truck, van or
Motorcycle Insurance – Ride safe and insure your motorcycle.
ATV and Motorsport Insurance – Insurance policies that cover all your toys.
The insurance protection you need when you’re on the move:
You may need a commercial policy, or pet insurance, or something in-between! Give us a call and we can find the best policy for you, no matter what your requirements are.